EzPrime Mortgage

Empowering the dreams of diverse homeowners and underserved communities by providing non-traditional access to prime capital for underbanked borrowers and communities.

EZ Prime offers quick qualifying based on loan-to-value, FICO, and liquidity. It features great rates for borrowers with a strong credit profile and ample reserves, eliminating unnecessary documentation for the credit underwriting decision. With EZ Prime, income is not verified and debt-to-income is not calculated.

  • Primary and secondary residences

  • Loan amounts up to $3M

  • Quick qualify based on reserves:

    • 60 months with FICO of 740

    • 84 months with FICO of 700

  • Asset seasoning 30 days

  • Loan-to-value (LTV) up to 80% on Purchase/Rate & Term Refinance

  • LTV up to 75% on Cash Out Refinance

  • Foreclosure, short sale, and bankruptcy seasoning: 48 months

  • Fixed and Adjustable-Rate Mortgage (ARM) options available

Let’s Get In Touch.

2443 W. Beverly Blvd. Montebello Ca 90640

Tel: 323-888-0777

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